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  • UNI Consulting

Base Rating Logic

Fire - territory factors; construction factors; protection factors;

Hurricane - territory factors; mitigation factors;

Liability premium - territory factors; increased limits factors

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What is Reinsurance

Reinsurance is insurance of insurance. Reinsurance is a contract that reinsurance companies indemnifies a primary insurer for losses paid under a primary insurer's policies. Reinsurers assumes risk fr

Predictive Modeling in insurance industry

Claims Forecasting - insurers can use predictive modeling to forecast the number of claims, cause of loss and severity of claims. Fraud Detection - insures can use predictive models identify patterns

ROL

ROL is a term used to express the cost of reinsurance coverage as the percentage of the limit of coverage. ROL stands for "Rate on Line". It is a way to standardize the cost of reinsurance so it can b

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