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Buying Homeowner Insurance

Buying homeowner's insurance is an important in protecting your home and property. The first step is to understand what a homeowner insurance is covered. The second step is the assess your needs. If you have a pool, you may want more liability coverage in case of accidents. Choose a policy that offers the coverage you need at a price you can afford. And decide your deductible. A higher deductible means a lower premium, but make sure it is an amount you can afford if needed.

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What is Reinsurance

Reinsurance is insurance of insurance. Reinsurance is a contract that reinsurance companies indemnifies a primary insurer for losses paid under a primary insurer's policies. Reinsurers assumes risk fr

Predictive Modeling in insurance industry

Claims Forecasting - insurers can use predictive modeling to forecast the number of claims, cause of loss and severity of claims. Fraud Detection - insures can use predictive models identify patterns


ROL is a term used to express the cost of reinsurance coverage as the percentage of the limit of coverage. ROL stands for "Rate on Line". It is a way to standardize the cost of reinsurance so it can b


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