Homeowners Insurance

A few factors might affect your homeowner insurance: your credit score, age of your home and your prior loss information. Coverage A of the homeowners policy covers the value of the dwelling itself. All else being equal, the larger your coverage A purchased, the larger your homeowner insurance premium. Masonry construction is less susceptible to damage by fire than frame construction. So, if you have a masonry home, you pay less premium than if you have a frame home.